Payment settlement service for Cafes and Coffee shops

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Payment Settling Service
General retail store
Payment settlement service for Cafes and Coffee shops

General retail store

Credit Card Payment Settlement Plans for Owners of Cafes.The most common stationary type of Credit Authorization Terminals (CAT), the machine that is most commonly seen in cafes and coffee Shops.Customers can securely conduct their credit card transaction through this exclusive terminal device.The credit card payment terminals J Style Credit provides are newest models from major manufacturers such as SONY, TOSHIBA, Panasonic, or SEIKO.The terminals are equipped with touch screens, and are extremely easy to operate credit card transactions for new workers who started their jobs on the day, or elderly part-timers without user manual.

Credit card transaction fee 3.2% up to 4.5% maximum

We introduce the lowest fee in the industry when sales occurs. Please consult us once if you feel that the fee is too high using other companies’ services (average 5% to 6% on average by other companies) now.
*Settlement fee will be decided by screening such as sales scale and application plan.

Free initial fee / monthly fee

Initial cost and monthly cost required by other companies are free. Moreover, because there is no security money / deposit, it is possible to start using the service without any risk of introduction.

Free settlement terminal / System charge

The settlement terminal and WEB payment system can be used free of charge.

*All internet terminal plans and website settlement plans are free of system fee, but for CAT terminal settlement plans, there are terminal machines that generate installation fee for free terminals and some terminals. (There is also completely free plan so our representative will provide the details.)
*Depending on the screening result of the card company, you may not be able to use the CAT terminal settlement device.

Free transfer fee

J Style Credit will bear the transfer fee for credit card settlement proceeds. We will pay three times a month so your cost can be greatly reduced yearly due to 36 payments annually.

Various credit card payments, electronic money settlement, inbound settlement, and WEB application available

*Shops that can reduce fees by transferring from another company are limited to those who have had contracts with other providers with higher settlement handling fee rates. (Although this depends on the results of the screening, this situation applies domestic settlement for shops under contract with approximately 4% or more, and shops under contract with over 4.5% for overseas settlement handling fee)
*Major shops with a large sales scale can negotiate a special rate with the card company so it is not limited to the above.
*The settlement fee, available settlement brands, and electronic money depend on the judgment result of each card company.

No settlement limit

Credit card transactions are possible even for credit card transactions with sales of 10,000 yen or sales of 100 million yen.
*Credit card transaction upper limit amount depends on “customer’s credit card balance”.
For example:
When the credit limit is 500,000 yen, customer already used 100,000 yen for the current billing period. Then a transaction of up to 400,000 yen can be made.
:It is not possible to be settled 1 million yen with the credit card that can be settled up to 500,000 yen due to insufficient credit balance.
:Of course it is possible to provide 100,000 yen worth service to 100 people this month and perform credit card settlement of 10 million yen.

Usage based billing and subscription billing available

Usage based billing that you make payment on a one-time basis, as well as subscription billing that allows you to collect schools and monthly membership expenses can also be used as a standard free of charge.
Subscription billing can also be settled by the type that charges endlessly without specifying the period and another type with specifying the number of debiting, and suspension of subscription billing can also be easily operated.

Installment payment available

It is possible to introduce installment payment to customers who are difficult to pay at once, such as high-priced items.
*Usage of installment payment depends on screening.

Offer marketing tool

One of the reasons that we continue to be selected is that we offer various marketing tools to raise sales, and many people are pleased with the results of increased purchase rates which has led by the increased sales.

Sole proprietors are welcome! High approval rating of compliance check!

Especially for a sole proprietor, it is difficult to get approval on screening and in many cases, it was necessary to prepare a deposit etc. to use credit card settlement system. However, as well as a corporate, it is possible to subscribe for a private business owner without special conditions.
In case of CAT terminal settlement plan, the approval screening rate is about 50% if it meets the condition. However, in the case of internet terminal settlement plan, it is high approval screening rate of 98% so it is possible to use the service and you do not have to worry that you might not able to use the service although you have applied for it.

Speedy review!

Regarding the net terminal settlement plan and the WEB site settlement plan, applications can be completed any time on WEB for 24 hours.
In the case of CAT terminal settlement plan, our representative will provide more detailed information by mail and it is possible to use it in about 3 to 5 weeks after we receive the necessary documents without any deficiency. (Due to the screening and arranging the terminal company, even if you ask another company, it will take time as well.)

	Company A	Company B	Our Company
Terminal fee / System usage fee	80,000 yen	50,000 yen	Free
Introduction fee	None	30,000 yen	Free
Monthly fee	5,000 yen	Free	Free
Settlement fee	3.8％~	5.0％~	3.2％~4.5％
Transfer fee	Your Expense	Your Expense	Our Expense (Free)
Security money	None	100,000 yen	None
Settlement upper limit	None	UP to 300,000 yen per month	Unlimited
Number of transfers	Once a month	Twice a month	3 times a month
Name on customer billing statement	Display settlement agency name	Display oversea settlement company	Display your company name
Subscription billing	None	Available with paid option	Available for free
Installment payment	None	None	Available for free
WEB site settlement	None	Available with paid option	Available for free
Membership site settlement	None	None	Available for free
Inbound settlement	None	None	Available for free

About questions before credit card settlement introduction

Q. Anyways I am in a hurry…

A. Regarding the net terminal settlement plan and the website settlement plan, applications can be completed any time on WEB for 24 hours. In the case of CAT terminal settlement plan, our representative will provide more detailed information by mail and it is possible to use it in about 3 to 5 weeks after receiving the necessary documents at our company without any deficiency. (Due to the screening and arranging the terminal company, even if you ask another company, it will take time as well.)
Since it is possible to apply at the same time without introduction cost, you can use the speedy assessment plan which can introduce credit settlement immediately. By switching after the review of CAT terminal settlement plan, or using them together, you can adopt credit payment system so quickly that you will not miss the opportunity of promotion.

Q. I am using another provider’s credit card payment service…

A. Even if you are already using a credit card payment service by another company, you can switch or use both services together. There are no introduction costs and maintenance costs, so please feel free to try our payment system. Once you feel convenient and profitable, you can use it in full swing. Please try our payment system once.

Q. Please feel free to contact us those who did not pass the screening by another company.

A. Please feel free to contact us those who did not pass the screening by another company.
There are many cases that credit card settlement service is not approved by other companies because of the type of business and scale of business. However, our company has its own payment line so it can be used with a record of 98.7% review passing rate. Also, even if the screening by other companies is approved, it will become higher in various aspects such as settlement fee and monthly expense. However, you can feel very profitable in our settlement system because we can offer the service without introduction cost and monthly maintenance cost compared to other companies.

Q. I am a sole proprietor, can I apply?

A. Even a sole proprietor or corporation can use it. Since application before opening shops is also accepted, please feel free to contact us.

Q. Please tell me which settlement brand I can apply.

A. VISA · MasterCard · JCB · AMEX · Diners · various electronic money · Union Pay· Alipay · and WeChat Pay are available.

*VISA · MasterCard · JCB is available as standard, but other available settlement brands · electronic money depends on the results of each card company’s review.

Questions about usage fee

Q. Please tell me about the settlement fee.

A. Because we have a settlement line impossible to realize at other companies, you can use the service with cheaper settlement fee than anywhere. (Conditions will change according to service industry type and usage scale. For details, please check with our representative.) Of course, no matter how much you use it, it costs nothing but a settlement fee, and there is no initial setup fee. It is possible to adopt it at ease even for those refused by other companies or those with bad use conditions.

Q. Are there any initial cost, installation fee?

A. There are no free of initial costs, deposit, deposit, payment terminal usage fee, and system usage fee usually charged by other companies, so you can use credit card settlement service without any risk.

Q. Is there a monthly maintenance cost even if I don’t use the service?

A. No monthly maintenance cost will be incurred so please start using the service at ease. We will offset the credit card settlement fee and transfer the sales proceeds only when sales occur, so no usage fee will be charged in situations where you do not use it or sales have not occurred.

Question regarding the use of service

Q. Is there a maximum settlement limit?

A. There is no settlement limit. Credit card settlement is possible even for credit card transaction with sales of 10,000 yen or sales of 100 million yen.
*Credit card transaction upper limit amount depends on “customer’s credit card balance”.
For example:
When the credit limit is 500,000 yen, customer already used 100,000 yen for the current billing period. Then a transaction of up to 400,000 yen can be made.
: It is not possible to be settled 1 million yen with the credit card that can be settled up to 500,000 yen due to insufficient credit balance.
: Of course it is possible to provide 100,000 yen worth service to 100 people this month and perform credit card settlement of 10 million yen.

Q. Can anyone use the settlement terminal / payment system?

A. Even employees who are not familiar with operations can easily operate.

Q. Are continuous charge, or settlement by installments, possible?

A. It is a basic free service to either collect one-time payments, or to collect monthly payments for places like schools. Continuous payments are either payments that can be charged once in a set period of time endlessly, or specifying a certain number of payments are possible, it is also easy to request termination of continuous payment. Also, it is possible to split a large purchase into installments for customers who find making such payments difficult in one go.
*Use of installment payments is subjected to approval.

Q. Is it possible to settle payments on the website?

A. It is possible. If your business does not have a website, it is possible to link the payment website onto your blog, Facebook, or Instagram. There is no need to integrate another specialised card system, and payments can be processed 24 hours a day, 7 days a week too customers from across the country.
*In addition to sales page creation, it is a highly functional payment system that can perform point settlement functions, member site functions, etc. Please check details from the special site below for details.

Q. Please tell me about payment cycle.

A. Your sales will be paid to your account every 10 days, 3 times a month, which will stabilise your cash flow.

Q. Do you have payment information, customer information, detailed statement etc.?

A. You can review all of these documents at the management interface.

Question regarding the start of service / application

Q. Is it compatible all over the country?

A. You can sign up from anywhere in the country.

Q. Please tell me about the procedure of application/compliance check.

A. Regarding the net terminal settlement plan and the WEB site settlement plan, applications can be completed any time on WEB for 24 hours. In the case of CAT terminal settlement plan and inbound settlement plan, our representative will provide more detailed information. We will mail the necessary documents so please send them back to us by filling all the required items on the documents. We will give you more details so please fill in the form at the bottom this page or give us a call. Our representative will introduce the procedure of application.
＞ Procedure to start using credit card settlement system